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Consumer Information |
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Welcome to our Consumer Information
page. On this page you will find
information from Credit Cards to
protecting yourself from Identity
Theft. We hope that you find this
information helpful. If there is
something you would like to see
added to this page, please contact
us online or
by calling us at 602.258.1200.
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Bank Customers |
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Want help with a question or concern about a
National Bank? Get
Answers & Solutions from the Comptroller
of the Currency. |
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CHARM:
Customer Handbook on
Adjustable Rate Mortgage |
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Adjustable-rate mortgages (ARMs) are loans
with interest rates that change. ARMs may
start with lower monthly payments than
fixed-rate mortgages. |
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Click here to connect to the Federal
Reserve's CHARM Section - Now available
in both English and Spanish. |
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Consumer Guide to Credit Cards
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New!
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Credit cards are a valuable and convenient
payment tool. They allow you to make
purchases 24/7, around town, around the
world, or from the comfort of your home.
They are also very useful for unexpected
expenses or emergencies. However, it is
important to use credit cards wisely. This
Guide will help you understand how credit
cards work and the terms and conditions that
typically apply to them. |
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Click here to view/print the ABA Consumer Guide to Credit Cards |
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FDIC: Federal Deposit Insurance
Corporation |
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Click here to view/print the FDIC's "51 Ways
to Save Hundreds on Loans & Credit Cards"
handout |
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Flood Control - Pima County, AZ |
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The
Pima County
Regional Flood Control District (District)
provides a number of services to the
community that supply potential property
owners, real estate agents, insurance
agents, and lending institutions with
information on flood and erosion hazards for
property located within flood prone areas of
unincorporated
Pima County and the Town of Sahuarita
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For more information, please click here. |
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Identity Theft |
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ID theft is a crime. If you become a victim,
take the following steps: |
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Contact your local law enforcement
agency and file a police report.
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Notify all three credit bureaus and
ask them to “flag” your accounts,
which tells creditors you are the
victim of identity fraud. |
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Trans Union: 800-680-7289 |
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Equifax: 800-525-6285 |
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Experian: 888-397-3742 |
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Notify your banks and other
financial service providers.
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Call the Federal Trade Commission’s
ID Theft Hotline (1-877-IDTHEFT) or
visit
www.consumer.gov/idtheft. |
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Mortgage |
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If you are having difficulty making your
mortgage payment, you are not alone and
there are things you can do to avoid
foreclosure or becoming a victim of mortgage
fraud. |
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Contact your Lender directly at your
bank |
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Call 1-888-995-HOPE the national
homeowner hotline or visit
www.995hope.org |
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Contact a HUD approved Housing
Counseling Agency |
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| Other Helpful Links |
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